Terms

Last updated 5 September 2026

What cushn does

Cushn arranges for a single monthly auto loan payment to be collected from you in two parts while your lender receives one full payment on its due date. Cushn is not a lender and does not extend credit to you.

What you agree to

That the details you give us are accurate, that you authorise the two debits on the dates shown to you before you agree, and that you will tell us if your circumstances change before the second debit runs.

What it costs

One flat fee, charged once with the first half. Neither half carries interest. Nothing rolls over, and we charge no penalty if the second debit fails — we will contact you and agree a date.

Cancelling

You may cancel before the first debit runs at no cost. Once your lender has been paid, the second half remains due, because the money has already reached them on your behalf.

Eligibility

Availability depends on your lender, your loan, and your state, and is opening in stages. We may decline a request.